Who Should Apply |
|
In order to determine if you should apply, you should first determine what your Debt-to-Income Ratio is.
What is Your Debt-to-Income Ratio?
|
| To find out, just do this simple and quick calculation: |
|
| Monthly Debt / Gross Monthly Income = Debt-to-Income Ratio |
|
| Your debt-to-income ratio is a key indicator of your true financial picture. If 15 to 23 percent of your income is going toward debt payments, you're in pretty good shape. If you're in a higher range, especially greater than 39 percent - you need to immediately evaluate your financial situation. |
|
| Don't delay! You can get started towards financial freedom today. Applying is simple and fast. You can apply to our program today using our online form. To apply CLICK HERE there is no credit check! |
|
Why A New Loan Isn't The Solution! |
| If you are already over-extended and experiencing difficulty making your payments, getting a new loan, even a consolidation loan, isn't the solution, it's just another problem. |
|
| It was your good credit rating that made you such an attractive customer for the credit card companies. These companies have burdened you with a lifetime of high interest rates and payments; improving their financial statements and destroying yours in the process. |
|
| Refinancing your existing mortgage or taking out a second mortgage can mean financial disaster. By putting the majority of your debt on the most precious asset you have, your home, you run the risk of losing it for the sake of credit card debt. You may even be overextended to the point where you might not qualify for a mortgage. Or, if you do, the terms will probably not be favorable which will simply increase your current debt load and increase the risk of losing your home. |
|
| Getting out of debt is the only solution that makes sense and will provide you with a sound financial future. |
|
| In addition, we have provided Free Publications to help educate our customers about the use of credit and related issues. Just CLICK HERE to go to our Free Publications section. |
|
